DISCIPLINE OVER TIMING – A Real Story
Investing is not just about catching the market highs—it’s about staying consistent. Systematic Investment Plans (SIPs) help you do just that.
A great example is the Nippon India Taiwan Equity Fund,
which was launched on December 6, 2021, at an NAV of ₹10.
Over time, the fund witnessed significant ups and downs, especially during volatile market phases in 2022 and 2023.
Performance as on 7th July,2025
| Particular | Amount | Start Date (DD/MM/YYYY) | Total Investment | Market Value | Return |
| Lumpsum | 1,00,000 | 6/12/2021 | 1,00,000 | 1,31,531 | 7.94% |
| SIP(P.M.) | 10,000 | 6/12/2021 | 4,30,000 | 6,28,674.29 | 21.9% |
If someone had invested a lumpsum of ₹1 lakh on the launch date,
the return as of July 7, 2025, would be 7.94% CAGR.
But now comes the SIP magic.
An investor who chose to invest ₹10,000 every month
(totaling ₹4.3 lakhs over 43 installments) accumulated 47,796.66 units.
On the same date, their investment value stood at ₹6,28,674.29, delivering an impressive 21.9% XIRR.
How did SIP outperform?
Rupee Cost Averaging: SIPs buy more units when the market is low and fewer when it is high. During volatile periods (like July–Nov 2022 and Mar–May 2023), the investor accumulated more units at lower NAVs.
Disciplined Investing: SIPs remove emotion from the equation. Rather than waiting for the “right time,” the investor keeps investing—rain or shine.
Power of Compounding: Regular investing ensures your money starts compounding earlier and grows steadily over time.
SIP is not just a plan—it’s a mindset. It teaches patience, consistency, and builds long-term wealth quietly in the background.
Conclusion: Market timing may win headlines, but time in the market wins wealth. SIP helps you stay invested, build wealth, and ride out volatility. Let the Nippon Taiwan Fund story be your proof: Slow and steady truly wins the race.
Disclaimer:
This content is not intended as a product promotion, investment advice, or recommendation. Please consult your financial advisor and read the offer document carefully before making any investment decision.
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.
